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Insulin Savings Model

Part D Senior Savings Model Insulin Savings through the Part D Senior Savings Model By Orlando Cruz, Medicare Agent Cruz The Centers for Medicare...

Carbon Monoxide Concerns in the Home

It is has no odor or color; and can be deadly. Carbon monoxide (CO) is a gas produced by the incomplete combustion of fuel. When present in the...

How to Save on Electricity for Free

Do you cringe every time you open your electric bill? If you are like the millions of homeowners across the country, you likely wonder if there is...

Why You Should be Grateful for the Year 2020

To say the year 2020 was anything but calamitous would be an immense understatement. We lost great talents with the passing of Kobe Byrant and...

Whole or Term Life Insurance

In 1962, the Phoenix Candy Company released the Now and Later bar. Each bar of candy included several individually wrapped taffy squares. The idea...

Does a Stay-at-Home Spouse Need Life Insurance?

A stay-at-home spouse is perhaps one of the most under-appreciated persons in our society. However, purchasing life insurance for those who stay at...

Preventing Heart Health Issues

The statistics are sobering. According to the Centers for Disease Control (CDC), heart disease is the leading cause of death in the United States...

Life Insurance for Your Newlywed Child

The wedding of your son or daughter is one of the most memorable times in a parent’s life. Often weeks or months go into the planning of their...

Exercises for a Sedentary Lifestyle

As technology marches on, the need for us humans to be physically active diminishes more and more every day. Most individuals no longer received...

Post Pandemic Travel Tips

As much as we want to, the year 2020 will not soon be forgotten. But with the one of the most extraordinary years behind us, many are looking...

Remote Activities You Can Do with Your Grandkids

If there is one thing the pandemic has taught all of us, it is how to use technology to bring us closer together. Before the coronavirus, online...

Benefits of Grateful Living

One of the world’s greatest storytellers, Greek fabulist Aesop, may have summed it up best – “gratitude turns what we have into enough.” Being...

Power Foods that Lift the Spirit

Need a pick-me-up? Consider eating one of these power foods. They are packed with vitamins and nutrients that are scientifically proven to improve...

How to Live Without Regrets

Regret is unavoidable in life, but that does not mean you are forced to carry it forever. There are lessons to be learned from our greatest...

Reducing Stress Through Music

Music is one of life’s greatest joys, and it has amazing health benefits too! Whether you are playing an instrument or appreciating your favorite...

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