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Insulin Savings Model

Part D Senior Savings ModelBy Orlando Cruz, Medicare Agent CruzThe Centers for Medicare & Medicaid Services (CMS) is estimated to be serving more...

Carbon Monoxide Concerns in the Home

More than 20,000 people suffer from carbon monoxide poisoning in America every year. Knowing the symptoms of CO poisoning and how to protect yourself could save you or a loved one’s life.

How to Save on Electricity for Free

Electrical bills are often the most expensive utility bill for homeowners. Being able to reduce your power bill could result in more money in your pocket. We’ve gathered the top 10 ways you could save on your electric bill for free.

Why You Should be Grateful for the Year 2020

To say the year 2020 was anything but calamitous would be an immense understatement. We lost great talents with the passing of Kobe Byrant and Eddie Van Halen, witnessed Prince Harry and Meghan Markle quit the royal family, beheld the devastation of wildfires in Australia and the western United States, and many more unfathomable events. […]

Whole or Term Life Insurance

Whole or term life insurance. Which should you choose?

Does a Stay-at-Home Spouse Need Life Insurance?

Without an income, many families mistakenly believe they do not require life insurance. Nothing could be further from the truth!

Preventing Heart Health Issues

Heart disease is the leading cause of death in the United States. Although certain risk factors are born into, there are many more within your control.

Life Insurance for Your Newlywed Child

It may not be the most exciting wedding gift, but purchasing life insurance for your newlywed child lays the foundation for a strong financial future.

Exercises for a Sedentary Lifestyle

Implement these easy exercises for a sedentary lifestyle to improve your overall health and well-being.

Post Pandemic Travel Tips

The pandemic of 2020 changed the world and how we will travel in it. Before you make plans for your next trip, make sure you add these 7 helpful steps.

Remote Activities You Can Do with Your Grandkids

The pandemic has unfortunately led to less in-person time between grandparents and their grandchildren. Fortunately, technology lets us still see one another through online video calling. Here are six fun activities to enjoy with your grandkids as if you were there in person.

Benefits of Grateful Living

Grateful living is much more than expressing gratitude. It is a way of life that has proven scientific benefits.

Power Foods that Lift the Spirit

Scientifically proven, there are foods you can eat to lift your spirit and improve your mood.

How to Live Without Regrets

Regret is a thief of joy, but there are lessons to be learned from our greatest mistakes and biggest regrets.

Reducing Stress Through Music

Reducing stress through music is one of the amazing benefits of life’s greatest joys.

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